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CTC to Take-Home Calculator
Most salaried Indians receive 20 to 30% less than their CTC, but the payslip never explains why. Enter your annual CTC and see exactly where each rupee goes like PF, HRA, gratuity, professional tax and the precise amount that lands in your account every month.
Sample result
Annual CTC: 12,00,000
₹78,450
Monthly take-home
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Indian salary structures, PF rules, GST, professional tax, HRA — calculated correctly, not adapted from foreign tools.
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